Medicine the way it used to be.

Physician Owned and Operated

Why Direct Primary Care ?

Direct Primary Care is an arrangement between a patient and doctor in which the doctor provides agreed upon services for a low monthly payment. This practice limits the number of patients a doctor cares for, and allows you to spend more time with your doctor. This extra time helps your doctor provide better, more personalized care. The monthly fee pays for your doctor’s services, staff, rent and utilities.

Direct Primary Care takes medical insurance out of your primary medical care. Therefore, insurance companies cannot decide what care you receive - you and your doctor do. Medical insurance is still very important to have for major expenses like specialty care, emergency treatment and hospitalizations. This is like having car insurance that pays for major expenses, but not routine maintenance like oil changes, tire rotations, etc.

Direct Primary Care fosters the patient-physician relationship which is the cornerstone of medicine. Through this relationship, you and your physician work together to meet your health care goals.

Your personal physician knows you.

Your Personal MD works for you.

Services and Fees

Your Personal MD membership includes unlimited relaxed visits in the office, next-day or same-day sick visits, and email and texting with your doctor for questions between visits. Tests, treatments and procedures performed in the office are also included. Your Personal MD DOES NOT provide chronic pain management or ongoing use of benzodiazepines such as xanax, etc.

Membership Fees

To enroll, a 3 month trial membership is required. After that, a monthly fee is charged.

Membership fees are age-based:

Member Age Monthly Fee

Newborn to 19 years $30*

20 to 44 years $60

45 to 64 years $85

65 and older $110^

* requires 1 adult membership (e.g. parent, grandparent, or guardian)

* additional children within a family are $20/month

^Please call the office for details.

Covered Services

All office visits (well-child checks, sick visits, routine gynecological care, annual exams, physicals for school, sports and camp.
Chronic disease management, advice and counseling, prescribing of medications;
In-office tests (EKGs, rapid strep, blood glucose, pulse oximetry, urinalysis [dipstick], fecal occult blood, urine pregnancy tests);
Communication by phone, e-mail, text, home visits (when deemed appropriate by the doctor)
Laceration repair (tissue adhesive or stitches); including topical or local anesthesia
Skin tag/mole removal, skin biopsy, abscess incision and drainage
Ingrown nail repair, ear wax removal, foreign body removal (e.g. from skin, ear, etc.); and
Basic wound care, splinting or wrapping of sprains, strains or minor fractures.

Non-Covered Services

X-rays, CT scans, ultrasounds, and medical imaging. We have access to very reduced prices for these studies.
Outside office blood/other tests, even if samples are drawn in the office. We have very reduced prices for these tests.
Any surgery or procedure not performed in this office (e.g. in a hospital, or another physician’s office). We have access to Free Market Surgery Centers where prices are bundled and much cheaper.
The cost of Immunization drugs
Obstetrical care and delivery
Durable medical equipment and supplies (e.g. crutches, wheelchairs, walking boots, casts, etc.)
Prescription medications
Injectable medication
Hospitalization or Emergency Room visits

Chronic Conditions/Diseases that we can treat at Your Personal MD include:

Diabetes, Hypertension, High Cholesterol, Heart Disease, compensated congestive heart failure, hypothyroidism, migraines and other headaches, arthritis, GERD, ulcers, stable epilepsy, overweight/obesity, asthma, COPD/bronchitis/emphysema, seasonal allergies, eczema, depression and anxiety.

Acute conditions or illnesses we can treat at Your Personal MD include:

Sore throat, strep, influenza, allergies, colds, bronchitis, sinusitis, pneumonia, asthma attacks, urinary tract infections, STDs, cellulitis, abscesses, sprains, strains, and minor fractures, burns, cuts, and lacerations.

Forms

Online Patient Enrollment

The enrollment process will take about 15 minutes. You'll be asked some general questions about your health status and history. A credit card number will be required to complete your enrollment, but it will not be activated until we talk to you. You can also enroll in person in the office.

Enroll

Member Agreements

The member agreement describes how membership works in detail, the kinds of services that are covered, and the kinds of services that are not covered. I am happy to answer any questions. If you decide to become a member, I'll need a signed copy of this agreement.

Download the Membership Agreement (English)

Download the Membership Agreement (Español)

Release of Medical Information

From time to time it may be necessary for us to receive information about you from other medical facilities. If you need to complete this form, we'll let you know.

Download the Release of Information form

Privacy Policy

This notice describes how medical information about you may be used and disclosed and how you can get access to this information. Please review it carefully. We need a signed copy from each patient.

Download the Privacy Policy

Dr. Loy Graham

I was born and raised in Texas, graduated from Anahuac High School and Lamar University. After starting a family, I pursued my lifelong dream of becoming a doctor. I attended UT Health Science Center in San Antonio on a Navy scholarship and graduated in 1990. Immediately upon graduation, I reported to Portsmouth Naval Hospital for an internship in Pediatrics. I was then sent to Naval Air Station, Kingsville, Texas where I was a general medical officer in a branch medical clinic. After serving 4 years, 3 as Senior Medical Officer, I returned to finish a residency in Family Practice at Texas A&M/Scott and White in Temple, Texas.

Since residency, I have practiced Family Medicine at Scott and White clinic in Taylor and King’s Daughters Clinic in Temple. Since starting Your Personal MD in 2015, I have been more fulfilled as a physician than any time previously. The relationships I have made with patients are priceless. I want to be a family physician who knows my patients so that together, we can make the best health care decisions for them.

Links

drgraham.juiceplus.com

Free Market Medical Association (FMMA.com)

Texas Free Market Surgery.com

Dr. John Bebeau

I am a recent graduate of the Family Medicine residency program at Baylor Scott and White in Temple, TX. I was born in Beaumont, TX, and raised in Jacksonville, FL. I completed my undergraduate coursework at the University of Florida, then moved to the mountains of North Carolina. I worked as the Director of Operations of a traditional insurance-based practice, where I witnessed many ways that third-party groups can interfere with the doctor-patient relationship as it was originally intended. I used this experience as motivation to go back to school to become a physician so that I could explore practice models that prioritized the doctor-patient relationship. Direct Primary Care caught my attention as second-year medical student, and I have focused on practicing in this model ever since. I am honored and excited to be joining Dr. Graham, and look forward to building strong relationships with patients with the goal of helping guide them on their journey of achieving and maintaining their health goals. My wife, Morgan, and I are proud parents to three girls.

Demi Smetana

Clinic Coordinator

I was born and raised in Central Texas. I got my Bachelor’s Degree in Marketing from West Texas A&M. I currently reside in Temple with my husband, two kids and two dogs. In my free time, I love spending time with family, traveling, and doing anything crafty.

Joseline Marin

Medical Assistant

I was born and raised in Texas. Graduated from Jarrell high and from Austin medical assistant school. I currently live in Jarrell. In my free time, I like traveling, photography and spending time with my family.